The organization managing Hustler Fund’s savings deductions is the County Pension Fund Group. Each time you take a Hustler loan, 5% of the loan amount is deducted and redirected to a savings fund. Borrowers can access 30% of their savings after one year.

According to Geoffrey Odundo, 70% of the savings deduction is remitted to the County Pension Fund Group for long-term investment, accessible only upon retirement. This group also manages funds for county employees and oversees Ksh. 220 billion in assets under management. The savings scheme is meant to provide retirement benefits to the informal sector-whose savings rate falls below other East African peers. According to Equity Group, Kenya's savings rate is at 9.8%, below Tanzania's savings rate 11.4% and Uganda's Savings rate which is 11.5%.